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New Omni Bank, N.A. (“New Omni,” “we,” “us,” or “our”) recognizes the importance of protecting the personal information submitted by users of New Omni’s website (“Website”) and New Omni’s Online Banking Services via our Website (“Online Service” or “Online Services”). While offering users of our Website and Online Services (“you” or “your”) the advantages and convenience of web-based technology, we also strive to employ practices that ensure information collected about affiliates, customers, and visitors is used conscientiously and appropriately.
This Online Privacy Notice and Statement explains how we collect, use and share a consumers’ non-public, personally identifiable information (“Consumer Information”).
Our Privacy Practices. The services covered under this Privacy Notice and Statement, including our website, are intended for individuals in the United States and its territories. If you visit our Website or use our Online Services from outside the United States or its territories, you acknowledge and agree that your information will be transferred and/or processed in the United States, which may be subject to different legal and regulatory privacy and data protection standards than those where you are located or your home jurisdiction.
WHAT DOES NEW Omni Bank, N.A. DO
WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons New Omni Bank, N.A. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does New Omni Bank, N.A. share?
Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes—
to offer our products and services to you
We don’t share
For joint marketing with other financial companies
For our affiliates’ everyday business purposes—
information about your transactions and experiences
For our affiliates’ everyday business purposes—
information about your creditworthiness
For nonaffiliates to market to you
What we do
How does New Omni Bank, N.A. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
On our website, we may gather data from “cookies” or other technologies, adding convenience to future visits. This data is protected to the same degree as any other we collect.
How does New Omni Bank, N.A. collect my personal information?
We collect your personal information, for example, when you open an account or make deposits or withdrawals from your account; give us your income information or apply for a loan.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
New Omni Bank, N.A. does not share with our affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
New Omni Bank, N.A. does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
New Omni Bank, N.A. does not jointly market.
How We Protect Your Information. We recognize your expectations of privacy and security for your personal and financial information. In order to safeguard your Consumer Information, we have implemented policies, procedures, and standards to ensure that Consumer Information is maintained in a commercially reasonable manner. We maintain security standards and physical, technical, and administrative measures that comply with federal and state laws and regulations. We regularly review, test, and update our technology and procedures. Other than as required to operate our daily business and provide you with products and services, we do not share your Consumer Information. Additionally, we require each of our employees to protect the confidentiality of your Consumer Information.
Consumer Information That May Be Collected from the Website. On our Website, you remain anonymous unless you register or log into Online Services. We may collect information generated by your computer or device, such as IP address or location.
Once you register for or log into Online Services, we collect all information necessary to process any electronic instructions to perform specific functions initiated through Online Services and delivered to the Bank in your name. This may include, but is not limited to, for example, your first and last name, social security number, date of birth, email address, zip code, account number, and/or last statement balance.
Cookies & Similar Technology. Cookies are pieces of data assigned by a web server to the browser on your personal computer. Cookies help websites keep track of your preferences, recognize return visitors, and create summary statistics. Unless you willing provide your Consumer Information on a website, cookies cannot reveal your Consumer Information.
When you use Online Services, we recommend that you do not surf other sites while logged into the Online Services and upon completing your online transactions, you log off the Online Services before surfing other sites or turn off your personal computer.
Website Links. For your convenience only, the Website may from time to time provide links to non-New Omni websites. While New Omni will attempt to select and provide links to non-New Omni websites that it believes may be of interest to you, New Omni does not screen, review, approve, or otherwise endorse any content, information, the security, or privacy contained in any non-New Omni websites. New Omni has no or little knowledge or control or information over the content of the non-New Omni websites. In all cases, your use of such links is at your own risks.
Web Brower ‘Do Not Track’ Signals. The Website does not respond to web browser “do not track” signals.
How We Use Your Information: Non-Identifying Information. New Omni Bank does not use non-identifying information from our Website.
How We Use Your Information: Identifying Information. If you are a New Omni Customer or Consumer, or you have begun an application for a New Omni product or service, we may use your Consumer Information to provide the products and services offered, including authenticating your identity, maintaining your account(s), processing an instruction or Communication from you, contacting you about your account(s), reporting to credit bureaus, resolving issues around one or more of your transactions, alerting you about unusual, suspicious, or fraudulent activity about your account(s), for debt collection purposes, or to respond to court orders and other legal investigations, and in other ways required or permitted by law or with your consent.
How We Share Your Information. New Omni uses trusted third-party content and service providers to enhance our customers’ online experiences and conduct New Omni’s daily business. We share Consumer Information to process our daily business, including maintaining accounts information, processing transactions, reporting to credit bureaus, and responding to court orders, legal investigations, and regulatory reviews. We may share your information in the event of a sale or transfer of all or some of our assets. Because this type of sharing is necessary to provide you with our products and services, you cannot opt out of this type of sharing.
We do not share or sell Consumer Information with any affiliate or any third party for the purposes of directly or jointly marketing third-party products or services to you.
Changes to Our Online Privacy Statement. We reserve the right to revise our internal privacy policies and this Online Privacy Notice and Statement at any time. Your continued use of our Website and/or Online Services following changes to this Online Privacy Notice and Statement will constitute your agreement to any changes.
© 2017 New Omni Bank, National Association. All rights reserved. Member FDIC.
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Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.