New Omni

New to the U.S.

Alert: New Omni Bank will be closed on Monday, October 14, 2024, in observance of Columbus Day.

Commercial & Industrial Loan

Commercial & Industrial Loan

Flexible financing with New Omni Bank’s Commercial & Industrial Loans.​

At New Omni Bank, we understand the unique financial challenges and opportunities faced by aspiring entrepreneurs and local SMEs. Our Commercial & Industrial (C&I) Loans1 can provide the necessary financial foundation for both immediate operational needs and long-term strategic goals—swiftly and reliably.

What is a Commercial & Industrial Loan?​​

C&I loans are specialized loans designed to support businesses in their operational and capital needs. These loans can be used for a variety of purposes, including purchasing equipment, financing working capital, expanding operations, or funding other business activities.

C&I loans are typically secured by collateral such as accounts receivable, inventory, or equipment, and are tailored to meet the specific financial requirements of businesses across various industries.

Commercial & Industrial Financing Options

Business Line of Credit

With revolving credit, you can borrow as needed with variable repayment based on usage.

Best for: Day-to-day operating expenses, temporary cash flow shortages, and paying for accounts receivable and inventory.

Working Capital Loans

Provides a lump-sum upfront with fixed monthly payments

Best for: Capital expenditures like purchasing machinery or equipment, and growth plans such as technology investment, hiring new staff, or marketing campaigns.

Equipment Financing

Tailored for investing in new or used equipment to improve operations. Loans match the useful life of the equipment with fixed payments.

Best for: Manufacturing machinery, IT equipment, and vehicles.

Expansion Loans

Support business expansions with customized terms to fit your timeline, with repayment matching revenue growth.

Best for: Opening new locations, acquiring new facilities, and expanding operations.

Inventory Lending

Provides working capital to purchase inventory, ensuring you can meet customer demand. Funds based on inventory value with variable terms.

Best for: Stocking up for peak seasons, bulk purchasing, and managing supply chain.

Asset-Based Lending

Leverage your business assets such as inventory, accounts receivable, equipment, or real estate to secure working capital.

Best for: Using existing assets to gain liquidity and financing growth without additional debt.

Account Receivable Financing

Use your outstanding invoices as collateral to obtain immediate capital.

Best for: Accelerating cash flow from receivables and managing operational expenses

Structured Loans

Provides flexibility and creativity in financing arrangements, ensuring optimal capital structure.

Best for: Funding large-scale projects, managing complex financial transactions, and achieving strategic business objectives.

Ready to Drive Your Business Growth?​

Contact us today to discuss your C&I financing needs. Our team is here to provide tailored solutions that empower your business to achieve its goals and succeed.

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