Business CDs for Short- to Long-Term Growth

Fortify your business savings with fixed-rate CDs that offer competitive rates.

Business Certificate of Deposit (CD) Accounts with Flexible Terms

At New Omni Bank, our business CDs are crafted to align with a wide range of business savings goals—whether you’re planning for short-term needs, mid-term opportunities, or long-term growth.

These business certificates of deposit offer fixed-rate returns, dependable outcomes, and protection through FDIC insured business accounts.

Short-Term Growth (3, 5, 6 months)

For businesses managing cash flow or preparing for upcoming expenses, our short-term fixed-rate business CDs offer attractive returns with minimal commitment.

Mid-Term Stability (9–24 months)

Balance growth with reliability. These terms are perfect for businesses looking to build capital steadily over time.

Long-Term Prosperity (36 months)

Plan for the future with confidence. Our long-term options reward strategic foresight with high fixed interest and compounded returns.

Business CD Account Overview

Fixed Interest Rates¹

Lock in competitive yields with customizable CD terms designed to suit your business timeline.

Minimum to Open

$10,000

Monthly Membership Fee

None. You invest in your business—not in fees.

Features & Benefits

Dedicated Relationship Manager

Enjoy the luxury of personalized financial guidance from experts who understand your business needs.

24/7 Business Online Banking

Monitor your business CD account anytime, anywhere.²

Varied Term Options

Align your CD term with your specific short- and long-term business investments.

Competitive Fixed Rates

Take advantage of high-yield business savings opportunities designed to maximize your capital.

Guaranteed Returns

Enjoy the assurance of fixed returns on your business’ investment.

FDIC Insurance

Rest assured your deposits are protected up to the FDIC insurance limit.

We will impose a penalty if you withdraw any or all of the deposited funds before the maturity date. The amount of the penalty will equal 1 month of interest for CD term 6 months or less and will equal 3 months of interest for CD term more than 6 months on the amount withdrawn.
Refer to Treasury Management Services Master Agreement and its related service descriptions for Business Online Banking, Funds Transfer Service, ACH Origination, Remote Deposit Capture, and Check/ACH Positive Pay for details.