New Omni

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Alert: New Omni Bank will be closed on Monday, November 11, 2024, in observance of Veterans Day.

Personal Money Market

Personal Money Market

Maximize earnings with our Personal Money Market Account.

With our Personal Money Market account, your funds not only stay within reach but also grow with competitive interest rates. Explore the potential of your money working for you.

What is a Money Market Account?

A Money Market account blends savings and checking benefits, offering competitive interest rates, higher yields, and easy access to your funds.

Personal Money Market Account Overview

Minimum Opening Deposit
$2,500
Interest
Yes, if the daily balance is $2,500 or above. Earn more with higher balances through our variable tiered rates1
Monthly Maintenance Service Charge
$10 service charge
Waiving Monthly Maintenance Service Charge
Maintain a minimum average daily balance2of $2,500
Check Writing
Limited3
Transaction Limitation
Limit to 6 monthly withdrawals/ transfers3

Features & Benefits

Tiered Interest Rates

Higher balances earn higher rates, maximizing your savings potential.

Accessible and Competitive

Keep your funds within reach while they grow.

Personalized Support

Benefit from the guidance of a dedicated Relationship Banker.

Secure Online Banking

Manage your account safely, anytime, anywhere.

Protected Deposits

Your deposits are FDIC-insured, safeguarding your funds up to the maximum allowable limit.

  1. Interest will be calculated using the Daily Balance Method, credited, and compounded monthly. The Daily Balance Method means the application of a daily periodic rate to the full amount of principal in the account each day. If the account is closed before the accrued interest is credited to your account, you will not receive the accrued interest.
  2. The Monthly Maintenance Service Charge will be waived if the accounts maintain an Average Daily Balance no less than the opening deposit amount. The Average Daily Balance is calculated by taking the aggregate daily account balance and dividing it by the number of calendar days in the statement cycle.
  3. Each Money Market product is limited to a maximum combined total of six (6) withdrawals and transfer transactions (e.g., by check, ACH, telephone, internet) from an account per monthly statement cycle of at least a four (4) week period. This limitation does not apply to withdrawals made at a branch, by mail (by check payable and mailed to you), or by messenger. An Excess Transaction Fee of $10.00 will be accessed for each transaction that exceeds this limit. This excess transaction fee applies regardless of your account balance.

Effective July 1, 2024. For more detailed information, see Deposit Agreements and Disclosures and Deposit Rate Sheet. Products, services, interest rates and fees are subject to change. You may visit FDIC Electronic Deposit Insurance Estimator (EDIE) to find out how much your deposits are insured https://edie.fdic.gov/index.html.

Related Services

Personal Rewards Checking

Merge convenience with value by earning competitive interest rates on your transactional account.

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Personal Super Savings

Boost your savings with competitive tiered interest rates, ensuring that your money works harder.

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Personal CDs

Secure your future with our flexible, competitive, high-return Certificate of Deposit accounts.

Learn More

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