About New Omni Bank
FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government.
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Home Equity Line of Credit
Home Equity Line of Credit
Unlock Your Home Equity with a Flexible HELOC – Borrow Up to $5 Million
Looking to fund a renovation, consolidate debt, or invest in property? New Omni Bank’s Home Equity Line of Credit (HELOC) offers a simple way to borrow against your home equity—giving you access to cash when you need it, with amounts up to $5 million.
Use your HELOC for home upgrades, large expenses, or financial opportunities. Whether you’re a U.S. resident or a non-resident using foreign income, our flexible solutions are designed to support your goals.
What is a HELOC?
Features & Benefits
Who Can Apply Our HELOC
U.S. citizens, permanent resident aliens, and non-permanent resident aliens
Applicable Properties
Primary residences, second homes, and investment properties
Property Types
Single-family residences, 2-4 unit residential properties, planned unit developments, and warrantable condominiums
Flexible Loan Amounts
Loan amounts range from $100,000 to $5 million
High Loan-to-Value (LTV) Ratios
Borrow up to 65% combined LTV of your home’s value
Quick Access to Funds
Receive funds quickly to cover major expenses.
HELOC Solutions for Residents and Non-Residents
Whether you’re living in California or relocating from abroad, New Omni Bank proudly offers HELOC options for both domestic and international clients. We’re one of the few banks that help non-citizens unlock the value of their property—even if they rely on foreign income or own investment homes.
Contact our Mortgage Specialist today to learn more or start an application!
Related Services
Portfolio Residential Mortgage
Tailored for those new to the U.S., foreign nationals, or investor navigating intricate financial landscape.
Auto Loans
Unlock your ride with our Auto Loan designed for newcomers in the U.S. and borrowers with limited credit history.
Personal CDs
Secure your future with our flexible, competitive, high-return Certificate of Deposit accounts.
Get in Touch.
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