New Omni Bank

FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

New to the U.S.

Security Reminder: Beware of phone scams impersonating New Omni Bank. We will never ask for your online banking password or one-time verification code over the phone. If in doubt, hang up and contact us directly.

Elite Business Checking

Elite Business Checking

When your business grows, your banking should keep pace.

When your business has outgrown the basics, the gaps start to show — in check writing limits, in single-user access, in bankers who don’t know your name. At New Omni Bank, Elite Business Checking is designed for established businesses that demand more.

More transaction flexibility. More control over who can access your accounts. And the confidence that comes from having a banking partner who understands your business.

Your Relationship Banker, supported by a dedicated banking team, is here to help you navigate growth, manage complexity, and plan for what comes next.

Elite Business Checking Account Overview

Designed For
Established businesses that need team banking access, greater transaction flexibility, and support for more complex operations.
Minimum Opening Deposit
$1,000
Monthly Maintenance Fee
$25, waived with a minimum average daily balance of $5,000¹
Check Writing​
Write unlimited checks with no per-check fees
ACH Origination
Included with Elite Business Checking. Initiate electronic payments and collections directly through Business Online Banking. Per-entry fee applies.²
Online Banking User Access

Multiple users with approval controls

Your controller, CFO, operations manager, or other trusted individuals can each have the appropriate level of access.

Maintain control while giving your team the tools they need to manage day-to-day banking.

Why Businesses Choose Elite

Send ACH payments and collect funds electronically through Business Online Banking.

No monthly ACH service fee applies. Pay only for the ACH transactions you originate.²

Give trusted employees access to Business Online Banking while maintaining visibility over account activity.

Create approval workflows for payments and transactions, helping your business delegate responsibilities while balancing efficiency and security.

Write as many checks as your business requires without per-item charges.

A practical advantage for businesses with frequent vendor payments, payroll, or supplier relationships.

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Enjoy Unlimited Transactions

The following are included in your account at no additional charge.

Incoming ACH Credits

Receive electronic payments directly into your account.

Whether it's a client paying an invoice, a customer's recurring payment, or a vendor settlement, there's no waiting for a check to clear.

Incoming ACH Debits

Authorize trusted parties to withdraw funds directly from your account.

Ideal for scheduled loan payments, insurance premiums, or supplier auto-billing you’ve approved in advance.

Mobile Deposit Capture

Deposit eligible checks without visiting a branch by simply snapping a photo of it from your phone.3

Useful when you’re at a job site, meeting a client, or simply can’t step away from the business.

Domestic Check Deposits

Deposit checks into your account at any of our branches in Alhambra, Arcadia, Irvine, or Rowland Heights.

Prefer to stay at your desk? Remote Deposit Capture lets you deposit from an office scanner instead.4

Fund Transfers Within New Omni Bank Accounts

Move money between your New Omni Bank accounts.

Whether you’re funding a Business Savings reserve, topping up for payroll, or balancing across accounts at the end of the month.

Incoming Domestic Wires

Receive funds quickly and securely from anywhere in the U.S.

Common for real estate closings, large client payments, or intercompany transfers where speed and certainty matter.

Features & Benefits

The tools your business needs — available through online banking, mobile banking, and your Relationship Banker.

Online & Mobile Banking

View balances, statements, deposit images, cash flow projections,5 and account activity through Business Online Banking.6 Access your account and monitor activity from wherever business takes you.

Manage Payments with Ease

Bill Pay, Stop Payment, and Autobooks — send invoices and collect payments directly through online banking, without needing a separate platform.7

Deposit from Your Desk

Remote Deposit Capture lets you deposit checks from an office desktop scanner, saving time and reducing trips to the branch. 4

Built-In Fraud Protection

ACH Positive Pay and Check Positive Pay help monitor your account activity, flag suspicious transactions, and block unauthorized ACH debits — giving you an extra layer of confidence every day.8

Accounting Software Integration

Quicken & QuickBooks Connect syncs your account transactions directly with your accounting software, so your books stay current without manual entry.9

Relationship Banking

Your Relationship Banker is your first call — a person who knows your business and is invested in helping it grow. Personal support when you need it, backed by a dedicated banking team.

Why New Omni Bank

For over 45 years, New Omni Bank has helped Southern California businesses build, grow, and succeed. We believe banking is strongest when it’s built on relationships, local knowledge, and responsive service.

Rooted in Southern California

With branches in Alhambra, Rowland Heights, Arcadia, and Irvine, we are where you are. Our bankers understand this market because they live and work here too.

Your Banker, Not a Queue

Your Relationship Banker understands that established businesses have established complexity. They’re your first call — and backed by a full banking team when the situation demands more.

Local Decisions, Personal Service

As a community bank, we focus on building long-term relationships and making decisions close to the businesses we serve.

Let’s Talk About Your Business

Speak with a Relationship Banker to find out whether Elite Business Checking is the right fit — and how it can work alongside the rest of your banking relationship.

For your security, please avoid sharing sensitive or confidential information in your message.

  1. Average Daily Balance (ADB): The average daily balance is calculated by taking the aggregate daily account balance and dividing by the number of calendar days in the statement cycle.
  2. ACH Origination: ACH Origination service is subject to approval and additional terms. Refer to the Business Banking Product Features and Schedule of Fees and applicable service agreements for complete details.
  3. Mobile Deposit Capture: Subject to approval.
  4. Remote Deposit Capture: It is an optional add-on service. An implementation fee and monthly fee apply. Please refer to the Business Banking Product Features and Schedule of Fees for details.
  5. Financial Planning Tools: Cash flow forecasts are estimates based on available account information and are provided through Geezeo for planning purposes only. Actual results may vary.
  6. Business Online Banking and Treasury Management Services: Please refer to the Treasury Management Services Master Agreement and related service descriptions for details regarding Business Online Banking, Funds Transfer Service, ACH Origination, Remote Deposit Capture, and Check/ACH Positive Pay.
  7. Autobooks: Terms, conditions, and pricing are provided by Autobooks and are subject to Autobooks approval.
  8. ACH Positive Pay and Check Positive Pay: Some services may require enrollment and may be subject to additional fees. See Business Banking Product Features and Schedule of Fees for details.
  9. Quicken & QuickBooks Connect: Access to Intuit’s Basic Marketing Program, including Quicken and QuickBooks data imports, is provided through Intuit’s Open Financial Exchange (OFX) Import Program via Web Connect. Please refer to the Business Banking Product Features and Schedule of Fees for details.

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