New Omni

New to the U.S.

Alert: New Omni Bank will be closed on Monday, October 14, 2024, in observance of Columbus Day and Indigenous Peoples' Day.

Personal Checking Account

Personal Checking Account

Elevate your everyday banking with our Personal Checking Account.

Our Personal Checking account is your key to seamless transactions and unparalleled financial flexibility. It is also a gateway to access a unique deposit strategy curated for you by your dedicated Relationship Banker.

Bank Account for Seniors

If you are 62 years old or older, enjoy benefits including no monthly maintenance service fee.

Personal Checking Account Overview

Minimum Opening Deposit
$1,200
Monthly Maintenance Service Charge
$10 service charge, plus $0.50 per debit item
Waiving Monthly Maintenance Service Charge
Maintain a minimum average daily balance1 of $1,200 or qualify by age (62+)
Check Writing
Unlimited

Features & Benefits

Senior Privileges

Customers aged 62 and above enjoy an exemption from the monthly maintenance service charge.

Secured Online Banking

Manage your accounts securely from anywhere, anytime.

Automated Bill Pay

Effortlessly manage recurring payments without manual transactions.

Seamless Fund Transfers

Move your money effortlessly between accounts within our bank or to external accounts.

Protected Deposits

Your deposits are FDIC-insured, safeguarding your funds up to the maximum allowable limit.

  1. The Monthly Maintenance Service Charge will be waived if the accounts maintain an Average Daily Balance no less than the opening deposit amount. The Average Daily Balance is calculated by taking the aggregate daily account balance and dividing it by the number of calendar days in the statement cycle.

Related Services

Personal Rewards Checking

Merge convenience with value by earning competitive interest rates on your transactional account.

Learn More
Personal Money Market

Benefit from higher interest rates with the flexibility to access your funds when you need them.

Learn More
Personal CDs

Secure your future with our flexible, competitive, high-return Certificate of Deposit accounts.

Learn More

Get in Touch.

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