New Omni

New to the U.S.

Alert: In observance of Christmas, New Omni Bank will be closed at 2:00 PM on Tuesday, December 24 and remain closed on Wednesday, December 25, 2024.

Personal Checking Accounts

Your Everyday Money, Managed Wisely.

Personalize your banking experience with flexible checking options.​

Our range of Personal Checking accounts is designed to align with your unique lifestyle, offering tailored solutions that cater to your liquidity needs, everyday transactions, and wealth growth ambitions.

Compare Checking Accounts​

Personal Checking

Ideal To: Handle daily transactions effortlessly

Minimum Opening Deposit: $1,200

Interest: None

Monthly Maintenance Service Charge: $10 service charge + $0.50 per debit item

Minimum Average Daily Balance to Waive Monthly Maintenance Service Charge3: $1,200 OR 62 years old or above 

Check Writing: Unlimited

Transaction Limitations: Unlimited

FDIC Insurance Coverage: Up to $250,000 for each account ownership category

Personal Rewards Checking​

Ideal To: Earn interest while managing finances

Minimum Opening Deposit: $1,500

Interest: Yes, if the daily balance is $1,500 or above2

Monthly Maintenance Service Charge: $10 service charge + $0.50 per debit item

Minimum Average Daily Balance to Waive Monthly Maintenance Service Charge3: $1,500

Check Writing: Unlimited

Transaction Limitations: Unlimited

FDIC Insurance Coverage: Up to $250,000 for each account ownership category

Personal Super Checking

Ideal To: Enjoy integrated banking with a comprehensive menu of benefits1

Minimum Opening Deposit: $10,000

Interest: None

Monthly Maintenance Service Charge: $40 service charge

Minimum Average Daily Balance to Waive Monthly Maintenance Service Charge3 : $10,000

Check Writing: Unlimited

Transaction Limitations: Unlimited

FDIC Insurance Coverage: Up to $250,000 for each account ownership category

Ideal To: Waive monthly charge easily

Minimum Opening Deposit: $2,500

Interest: None

Monthly Maintenance Service Charge: $10 service charge + $0.50 per debit item

Minimum Average Daily Balance to Waive Monthly Maintenance Service Charge3: $2,500 OR a combined balance of $5,000 with Personal Super Savings

Check Writing: Unlimited

Transaction Limitations: Unlimited

FDIC Insurance Coverage: Up to $250,000 for each account ownership category

Personal Premier Checking​

Ideal To: Enjoy integrated banking with a comprehensive menu of benefits1

Minimum Opening Deposit: $10,000

Interest: None

Monthly Maintenance Service Charge: $40 service charge

Minimum Average Daily Balance to Waive Monthly Maintenance Service Charge3: $10,000

Check Writing: Unlimited

Transaction Limitations: Unlimited

FDIC Insurance Coverage: Up to $250,000 for each account ownership category

Personal Checking

Personal Rewards Checking

Personal Super Checking

Personal Premier Checking

Ideal To

Handle daily transactions effortlessly

Earn interest while managing finances

Waive monthly charge easily

Enjoy integrated banking with a comprehensive menu of benefits1

Minimum Opening Deposit

$1,200

$1,500

$2,500

$10,000​

Interest

None

Yes, if the daily balance is $1,500 or above2

None

None

Monthly Maintenance Service Charge

$10 service charge + $0.50 per debit item

$10 service charge + $0.50 per debit item

$10 service charge + $0.50 per debit item

$40 service charge

Minimum Average Daily Balance to Waive Monthly Maintenance Service Charge3

$1,200 OR 62 years old or above

$1,500

$2,500 OR a combined balance of $5,000 with Personal Super Savings

$10,000

Check Writing

Unlimited

Unlimited

Unlimited

Unlimited

Transaction Limitations

Unlimited

Unlimited

Unlimited

Unlimited

FDIC Insurance Coverage

Up to $250,000 for each account ownership category

Up to $250,000 for each account ownership category

Up to $250,000 for each account ownership category

Up to $250,000 for each account ownership category

  1. No charges will apply to incoming international wire transfers, phone transfers, debit transactions, bank statement copies, paid check images, and the first order of standard checks for the Personal Premier Checking Account. These fee waivers are subject to change at New Omni Bank’s discretion without prior notice to its customers.
  2. Interest will be calculated using the Daily Balance Method, credited, and compounded monthly. The Daily Balance Method means the application of a daily periodic rate to the full amount of principal in the account each day. If the account is closed before the accrued interest is credited to your account, you will not receive the accrued interest.
  3. The Monthly Maintenance Service Charge will be waived if the accounts maintain an Average Daily Balance no less than the opening deposit amount. The Average Daily Balance is calculated by taking the aggregate daily account balance and dividing it by the number of calendar days in the statement cycle.

Effective March 15, 2024. For more detailed information, see Deposit Agreements and Disclosures and Deposit Rate Sheet. Products, services, interest rates and fees are subject to change. You may visit FDIC Electronic Deposit Insurance Estimator (EDIE) to find out how much your deposits are insured https://edie.fdic.gov/index.html.

Elevate Your Banking Experience

Discover how each Personal Checking account can enhance your financial journey.

Personal Checking

Discover the convenience of unlimited check writing combined with comprehensive online banking features.

Learn More
Personal Rewards Checking

Merge convenience with value by earning competitive interest rates on your transactional account.

Learn More
Personal Super Checking

Combine with Personal Super Savings for greater fee benefits, and even more seamless fund transfers.

Learn More
Personal Premier Checking

Premier banking for those seeking comprehensive benefits and an elevated experience.

Learn More

Get in Touch.

To help put you in touch with the right team, please answer the following questions.

top
About New Omni Bank

Insights

Stay informed about our organization, and the financial services industry.

Search