New Omni Bank

FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

New to the U.S.

Business Checking, Money Market, Savings, and CD

Innovative Banking for Modern Businesses

Tailored deposit solutions for your business.​

New Omni Bank offers a flexible and secure lineup of business deposit accounts that support companies at every stage—from startups to well-established corporations. Whether you’re seeking efficient business checking and savings accounts, high-yield options, or long-term planning tools like business CDs, our product suite is built for your evolving needs.

With competitive rates, advanced digital access, and FDIC protection, we’re more than a bank—we’re a trusted partner for your financial future.

Deposits Larger than the FDIC Coverage Limit?

We offer business MMA, DDA, and CD that help you access multi-million-dollar aggregate FDIC insurance through network banks.

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Compare Business Deposit Accounts

Entrepreneur Membership Checking
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Ideal to: Support your most common banking needs
Interest-Bearing1: No
Minimum to Open: $5,000
Monthly Membership Fee: $40 (Waivable)3,5
Transaction Fee: $0.10 per debit items
Features:
  • Bill Pay
  • Account Reporting
  • Account Alerts
  • FDIC Insurance Coverage up to $250,000 for each account ownership category
Elite Membership Checking
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Ideal to: Support higher transaction volumes and provide more sophisticated services
Interest-Bearing1: No
Minimum to Open: $10,000
Monthly Membership Fee: $50 (Waivable)4,5,6
Transaction Fee: $0.10 per debit items
Features:
  • Multi-User Access
  • Mobile Deposit
  • Bill Pay
  • Account Reporting
  • Cash Flow Forecast
  • Account Alerts
  • FDIC Insurance Coverage up to $250,000 for each account ownership category
Membership Money Market
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Ideal to: Grow idle cash with tiered interest rates, meaning higher rates with higher balances
Interest-Bearing1: Yes
Minimum to Open: $10,000
Monthly Membership Fee: $40 (Waivable)5,6
Transaction Fee: Not applicable
Features:
  • Multi-User Access
  • Account Reporting
  • Account Alerts
  • FDIC Insurance Coverage up to $250,000 for each account ownership category
Entrepreneur Membership Checking
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Ideal to: Support your most common banking needs
Interest-Bearing1: No
Minimum to Open: $5,000
Monthly Membership Fee: $40 (Waivable)3,5
Transaction Fee: $0.10 per debit items
Features:
  • Bill Pay
  • Account Reporting
  • Account Alerts
  • FDIC Insurance Coverage up to $250,000 for each account ownership category
Elite Membership Checking
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Ideal to: Support higher transaction volumes and provide more sophisticated services
Interest-Bearing1: No
Minimum to Open: $10,000
Monthly Membership Fee: $50 (Waivable)4,5,6
Transaction Fee: $0.10 per debit items
Features:
  • Multi-User Access
  • Mobile Deposit
  • Bill Pay
  • Account Reporting
  • Cash Flow Forecast
  • Account Alerts
  • FDIC Insurance Coverage up to $250,000 for each account ownership category
Membership Savings
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Ideal to: Enjoy high interest rates while maintaining liquidity by tucking away idle funds from the linked Entrepreneur Membership Checking or Elite Membership Checking accounts
Interest-Bearing1: Yes
Minimum to Open: $2,500
Monthly Membership Fee: None
Transaction Fee: Not applicable
Features:
  • Multi-User Access
  • Account Reporting
  • Account Alerts
  • FDIC Insurance Coverage up to $250,000 for each account ownership category
Business CDs
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Ideal to: A higher return on your excessive reserve. Available in seven terms, from three to 36 months
Interest-Bearing1: Yes2
Minimum to Open: $10,000
Monthly Membership Fee: None
Transaction Fee: Not applicable
Features:
  • FDIC Insurance Coverage up to $250,000 for each account ownership category
Membership Money Market
Learn More
Ideal to: Grow idle cash with tiered interest rates, meaning higher rates with higher balances
Interest-Bearing1: Yes
Minimum to Open: $10,000
Monthly Membership Fee: $40 (Waivable)5,6
Transaction Fee: Not applicable
Features:
  • Multi-User Access
  • Account Reporting
  • Account Alerts
  • FDIC Insurance Coverage up to $250,000 for each account ownership category
Membership Savings
Learn More
Ideal to: Enjoy high interest rates while maintaining liquidity by tucking away idle funds from the linked Entrepreneur Membership Checking or Elite Membership Checking accounts
Interest-Bearing1: Yes
Minimum to Open: $2,500
Monthly Membership Fee: None
Transaction Fee: Not applicable
Features:
  • Multi-User Access
  • Account Reporting
  • Account Alerts
  • FDIC Insurance Coverage up to $250,000 for each account ownership category
Business CDs
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Ideal to: A higher return on your excessive reserve. Available in seven terms, from three to 36 months
Interest-Bearing1: Yes2
Minimum to Open: $10,000
Monthly Membership Fee: None
Transaction Fee: Not applicable
Features:
  • FDIC Insurance Coverage up to $250,000 for each account ownership category

Features & Benefits

Two businesswomen reviewing their company’s finances on online banking platform with a laptop

24/7 Online Banking Access

Manage your business finances anytime, anywhere, with our secure online banking platform.7

A business professional sitting at a table with a laptop and talking on his mobile phone

Fraud Prevention Tools

Benefit from ACH and Check Positive Pay to protect your transactions against fraud.

Business colleagues having meeting in a modern office conference room

Remote Deposit Capture

Simplify deposits with the convenience of remote deposit capture, saving time and improving cash flow.

Transform Your Business Banking Experience

With New Omni Bank, you’re not just opening an account—you’re building a partnership. Our specialists take the time to understand your operational needs and growth goals, helping you select the right mix of secure business deposit solutions.

Frequently Asked Questions

1. How do I open a New Omni Bank business deposit account?

Please call us at 626-284-5555 or visit a nearby branch office to open an account.

2. How can I decide which business account is right for my company?

Choosing the right business account depends on your company’s size, transaction volume, and specific financial needs. To determine the best fit for your business:

  • Access your needs: Consider your average monthly transactions, cash deposit needs, and whether you require special services like wire transfers or remote deposit capture.
  • Compare Accounts: Review our account options to find one that aligns with your transaction volume and banking needs. Pay attention to features like minimum balance requirements, monthly fees, and interest rates.
  • Consult with Us: For personalized advice, contact us at 626-284-5555, visit a branch, or fill in the contact form below. Our business banking specialists can help you assess your needs and recommend the most suitable account.
3. What do I need to open a new business deposit account?

The requirements may vary, depending on the type of account you want to open and the structure of your business. But in general, the following documents (if applicable) are required:

  • The address and phone number of your company
  • The name(s) of the people who will be listed as account owners
  • Personal identification such as your driver’s license
  • Documentation that proves the existence of the business. Documents that qualify include:
    • A federal tax ID number for the business, also known as an employer identification number
    • Your Social Security number if you are a sole proprietor
    • State or local authority documents that show you’ve formed a legal entity, such as a limited liability company (LLC)
  • The minimum deposit funds.

Please call us at 626-284-5555 or visit a nearby branch office for more information.

4. Can I reorder my business checks online?

Yes, you can reorder your business checks directly through our online banking platform (Go to “Check Reorder” under “Account Services” in the top menu) or by contacting us a t 626-284-5555.

5. Why do I need a business account, instead of using my personal account?

A business account separates your personal and business finances, crucial for tax reporting, financial management, and legal protection. 

  1. Refer to Treasury Management Services Master Agreement and its related service descriptions for Business Online Banking, Funds Transfer Service, ACH Origination, Remote Deposit Capture, and Check/ACH Positive Pay for details.

Empower Your Business Finances

Maximize your business funds with New Omni Bank’s tailored deposit solutions.

Entrepreneur Membership

This checking account is ideal for smaller businesses that enjoy a straightforward approach and lower fees.

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Elite Membership

This checking account offers advanced transaction management, reporting, and security for larger corporations.

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Membership Money Market

Let your idle cash earn competitive interest with easy access to help ensure your business liquidity.

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Membership Savings

Build your reserves and earn interest flexibly. It is your go-to solution for managing extra cash with ease.

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Business CDs

Let your business funds grow at your own pace by earning high interest rates with our Certificates of Deposit.

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FDIC Insurance for Large Business Funds

Protects multi-million-dollar deposit through IntraFi’s MMA, DDA, and CD accounts.

Learn More
New Omni Bank's graphic device in gold.

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