Membership Money Market Account for Business Growth

A smart way to earn more on your business savings—without sacrificing access.

Maximize your business liquidity with our Money Market Account.

New Omni Bank’s Membership Money Market is designed for businesses looking to enhance their liquidity while earning competitive interest rates—an ideal blend of accessibility and profitability.

Membership Money Market Account Overview

Ideal for Businesses

Those looking to maximize their interest earnings on idle funds while maintaining easy access to their cash for operational needs.

Interest-Bearing¹

Yes. We offer tiered interest rates, so that you earn higher interest rates as your balance grows.

Minimum to Open

$10,000

Monthly Membership Fee²

$0 for Average Daily Balance of $10,000 and above

$10 for Average Daily Balance between $5,000 and $9,999.99

$40 for Average Daily Balance less than $5,000

Monthly Included Services

Stay informed with real-time alerts on account activity, helping you manage your finances proactively.

Online Account Access

Multi-user access ensures your team can manage financial tasks efficiently.

Features & Benefits

Dedicated Relationship Manager

Enjoy the luxury of personalized financial guidance from experts who understand your business needs.

24/7 Business Online Banking

Access your account anytime, anywhere.³

Competitive Interest Rates

Earn higher interest on higher account balances.

Flexible Access to Your Funds

You’re not locked into a fixed term for available funds and can conduct up to 10 debit transactions per statement cycle at no exact cost.

FDIC Insurance

Rest assured your deposits are protected up to the FDIC insurance limit.

The Interest Rate and Annual Percentage Yield (APY) is variable and subject to change after opening without notice. Daily Balance Method means the application of a daily periodic rate to the full amount of principal in the account each day. The minimum balance required to earn interest varies by account type. Rates and account balance tiers are applicable as of the effective date and may change at our discretion.

Money Market Membership Fees can be waived with a minimum average daily balance of $10,000, reduced to $10 with a balance between $5,000 and $9,999.99. The average daily balance is calculated by taking the aggregate daily account balance and dividing it by the number of calendar days in the statement cycle. The average daily balance is based on each Membership Money Market account and not the combined balance.

Refer to Treasury Management Services Master Agreement and its related service descriptions for Business Online Banking, Funds Transfer Service, ACH Origination, Remote Deposit Capture, and Check/ACH Positive Pay for details.