About New Omni Bank
Alert: New Omni Bank will be closed on Friday, July 4, 2025, in observance of Independence Day.
Tailored Loans. Transformative Outcomes.
With over 40 years of experience, New Omni Bank provides trusted, customized business loans in California, designed for startups, family-owned businesses, and large corporations alike. Whether you’re launching, expanding, or building, our commercial lending experts offer responsive service and personalized options to help your business grow with confidence.
From small business loans and SBA-backed programs to commercial real estate and construction loans, we offer flexible terms and competitive rates—because we understand that no two businesses are alike.
Secure the funding you need to purchase, refinance, or renovate commercial property. Our CRE loans offer competitive rates and flexible structures for owner-occupied and investment real estate.
From ground-up builds to tenant improvements, our commercial construction loans provide the capital to keep your project moving forward.
Our C&I loans help fund day-to-day operations, inventory purchases, equipment, and growth initiatives.
We proudly offer Small Business Administration (SBA) loans to support entrepreneurs who may not qualify for conventional lending. Get access to capital with longer terms and lower down payments.
For import/export businesses, our trade finance solutions help secure payments, reduce risk, and improve working capital.
Get personalized business financing backed by 40+ years of expertise—from small loans to complex commercial solutions.
Frequently Asked Questions
A commercial loan, also known as a business loan, is a type of financing that is specifically designed for business purposes. It can be used to fund capital expenditures or cover operational costs that the company may not be able to afford upfront.
We offer a variety of commercial loans, including term loans, lines of credit, equipment financing, commercial real estate loans (CRE loans), C&I loans, SBA loans (Small Business Administration loans), and International Trade Finance, among others. Each is designed to meet different business needs.
To apply for a commercial loan, you’ll typically need to provide detailed information about your business, including financial statements, a business plan, and details about the purpose of the loan. Contact our lending team to start your application for business financing.
We evaluate several factors, including your business’ credit history, cash flow, collateral, and the overall financial health of your business, to determine loan eligibility and terms for our business loans.
Qualifying for a commercial loan involves several factors, including but not limited to your business credit history, financial performance, cash flow, and the purpose of the loan. Prospective borrowers must submit detailed financial statements, a robust business plan, and other relevant documents as part of the application process for business financing.
We recommend speaking with one of our loan officers to understand the specific requirements for your situation regarding company loans.
Various assets can be used as collateral, depending on the loan type and the borrower’s circumstances. Common forms of collateral include real estate (commercial or residential property), equipment, inventory, accounts receivable, and sometimes personal assets.
The value of the collateral and its relevance to your business operation will play a significant role in determining the loan amount and terms for your business loan. Our lending specialists can provide guidance on what types of collateral are acceptable for your specific loan.
The time frame can vary depending on the complexity of your loan application and the type of loan. New Omni Bank is renowned for providing swiftly financing supports to its clients. Contact us for more information about our business loan processes.
Yes. We understand the unique challenges faced by new businesses and offer tailored financing solutions to help start-ups get off the ground and grow.
04.18.24
The Benefits of C&I Loans
Explore how C&I loans empower SMEs with expansion potential, efficient cash flow management, and strategic growth.
04.11.24
SBA Loans Guide for SMEs
Discover how much you can borrow from SBA loans, the types of loans available, and how to apply.
04.04.24
A Guide to Commercial Real Estate Loans
Unlock the potential of your SME with our comprehensive guide to commercial real estate loans.
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