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Business Lending

Business Lending

Tailored Loans. Transformative Outcomes.

Customized lending solutions for every business ambition.

New Omni Bank fuels your business success with a wide range of financial solutions, from startup launches to corporate expansions. Our diverse lending options, including short-term and long-term, fixed and variable rates, adapt to your evolving business needs.

Why Choose New Omni Bank for Your Business Lending Needs?

Commercial Real Estate Loan

Grow your business with our commercial real estate loans, featuring competitive rates and personalized solutions.

Construction Loan

Support your construction projects from the ground up with our adaptable financing solutions.

Commercial & Industrial Loan

Our C&I loans provide the working capital or expansion funding your business needs to reach new heights.

SBA Loans

Support your construction projects from the ground up with our adaptable financing solutions.

International Trade Finance

With over 40 years of experience financing import and export activities, we help you secure transactions, enhance cash flow, and mitigate risks.

Fuel Your Business Growth Today.

With over 40 years of experience, New Omni Bank provides expert, personalized business lending solutions tailored to meet your unique needs, helping you achieve your growth ambitions.

Frequently Asked Questions

1. What is a commercial loan?

A commercial loan is a type of financing that is specifically designed for business purposes. It can be used to fund capital expenditures or cover operational costs that the company may not be able to afford upfront.

2. What types of commercial loans are available at New Omni Bank?

We offer a variety of commercial loans, including term loans, lines of credit, equipment financing, commercial real estate loans, construction loans, C&I loans, SBA loans, and International Trade Finance, among others. Each is designed to meet different business needs.

3. How do I apply for a commercial loan?

To apply for a commercial loan, you’ll typically need to provide detailed information about your business, including financial statements, a business plan, and details about the purpose of the loan. Contact our lending team to start your application.

4. What factors do you consider when evaluating a commercial loan application?

We evaluate several factors, including your business’ credit history, cash flow, collateral, and the overall financial health of your business, to determine loan eligibility and terms.

5. How do you qualify for a commercial loan?

Qualifying for a commercial loan involves several factors, including but not limited to your business credit history, financial performance, cash flow, and the purpose of the loan. Prospective borrowers must submit detailed financial statements, a robust business plan, and other relevant documents as part of the application process.

We recommend speaking with one of our loan officers to understand the specific requirements for your situation.

6. What can be used as collateral to secure a loan?

Various assets can be used as collateral, depending on the loan type and the borrower’s circumstances. Common forms of collateral include real estate (commercial or residential property), equipment, inventory, accounts receivable, and sometimes personal assets.

The value of the collateral and its relevance to your business operation will play a significant role in determining the loan amount and terms. Our lending specialists can provide guidance on what types of collateral are acceptable for your specific loan.

7. How long does it take to get a decision on a commercial loan application?

The time frame can vary depending on the complexity of your loan application and the type of loan. New Omni Bank is renowned for providing swiftly financing supports to its clients.

8. Are start-ups eligible for a commercial loan at New Omni Bank?

Yes. We understand the unique challenges faced by new businesses and offer tailored financing solutions to help start-ups get off the ground and grow.