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Alert: New Omni Bank will be closed on Thursday, November 28, 2024, in observance of Thanksgiving Day.
Commercial & Industrial Loan
Commercial & Industrial Loan
Flexible financing with New Omni Bank’s Commercial & Industrial Loans.
At New Omni Bank, we understand the unique financial challenges and opportunities faced by aspiring entrepreneurs and local SMEs. Our Commercial & Industrial (C&I) Loans1 can provide the necessary financial foundation for both immediate operational needs and long-term strategic goals—swiftly and reliably.
What is a Commercial & Industrial Loan?
Commercial & Industrial Financing Options
Business Line of Credit
With revolving credit, you can borrow as needed with variable repayment based on usage.
Best for: Day-to-day operating expenses, temporary cash flow shortages, and paying for accounts receivable and inventory.
Working Capital Loans
Provides a lump-sum upfront with fixed monthly payments.
Best for: Capital expenditures like purchasing machinery or equipment, and growth plans such as technology investment, hiring new staff, or marketing campaigns.
Equipment Financing
Tailored for investing in new or used equipment to improve operations. Loans match the useful life of the equipment with fixed payments.
Best for: Manufacturing machinery, IT equipment, and vehicles.
Expansion Loans
Support business expansions with customized terms to fit your timeline, with repayment matching revenue growth.
Best for: Opening new locations, acquiring new facilities, and expanding operations.
Inventory Lending
Provides working capital to purchase inventory, ensuring you can meet customer demand. Funds based on inventory value with variable terms.
Best for: Stocking up for peak seasons, bulk purchasing, and managing supply chain.
Asset-Based Lending
Leverage your business assets such as inventory, accounts receivable, equipment, or real estate to secure working capital.
Best for: Using existing assets to gain liquidity and financing growth without additional debt.
Account Receivable Financing
Use your outstanding invoices as collateral to obtain immediate capital.
Best for: Accelerating cash flow from receivables and managing operational expenses
Structured Loans
Provides flexibility and creativity in financing arrangements, ensuring optimal capital structure.
Best for: Funding large-scale projects, managing complex financial transactions, and achieving strategic business objectives.
Related Services
Business Deposit Accounts
Discover our customized deposit strategies that align with your business goals to maximize fund impact.
SBA Loans
We offer customized SBA loans for businesses which face challenges when trying to obtain conventional loans.
Treasury Management
Streamline business operations, optimize cash flow, and boost efficiency with effective treasury management.
Get in Touch.
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