Identity theft, the fraudulent use of personal information for financial gain, can severely impact your financial health and reputation.
Tactics Used by Identity Thieves
Identity thieves use tactics like phishing, skimming, and data theft to impersonate you, leading to unauthorized transactions. Recognizing these tactics is crucial for prevention:
- Phishing: Deceptive emails or messages aiming to steal personal info.
- Skimming: Devices that illegally capture card information.
- Data Theft: Unauthorized access to personal data.
Proactive Steps to Secure Your Identity
Being alert to signs of fraud is essential. This includes monitoring your financial accounts and being skeptical of unsolicited requests for information.
New Omni Bank’s Commitment to Your Security
At New Omni Bank, protecting your personal and financial information is our top priority. We want to remind our clients that New Omni Bank will never ask for your confidential information over the phone, via email, or through social media platforms.
For any suspicious request, don’t respond. Immediately report it to New Omni Bank. Your vigilance is a critical part of keeping your information safe.
What to Do If You Suspect Identity Theft
Act swiftly if you suspect identity theft:
- Report to Local Police: File a report with your local police department.
- Notify Your Bank: Contact New Omni Bank to secure your accounts.
- Credit Bureau Alerts: Place fraud alerts on your credit reports by contacting Equifax at 1-800-525-6285, Experian at 1-888-397-3742, or TransUnion at 1-800-680- 7289.
- Annual Credit Report Request: Check your credit reports for discrepancies.
- FTC ID Theft Reporting: Contact the Federation Trade Commission at (877) IDTHEFT for guidance.
- Mail Theft Reporting: Inform the postal inspector if you suspect mail theft.
- Social Security Administration: Contact them for issues related to your Social Security number.
Staying Informed for Safety
Stay informed and proactive in protecting your information. New Omni Bank is here to support and guide you in safeguarding your financial future.