New Omni

New to the U.S.

Alert: New Omni Bank will be closed on Thursday, November 28, 2024, in observance of Thanksgiving Day.

Personal CDs

Personal CDs

Strategically grow your savings with diverse CD options.

Experience financial growth and security with our most popular Certificate of Deposit (CD) options, tailored to meet your individual goals, whether you’re looking for quick returns or long-term prosperity. 

How Does a CD Account Work?

A CD is a low-risk savings tool designed to increase your interest earnings while keeping your money safe.

Like savings accounts, CDs are FDIC-insured up to $250,000, ensuring your funds are protected. However, CDs typically offer higher interest rates than savings accounts, allowing your savings to grow more quickly.

Signature CD Accounts With Different Terms

3-Month CD

This CD offers a quick return, perfect for individuals searching for short-term CD rates or quick savings growth.

5-Month CD

Elevate your savings strategy with this short-term CD, offering slightly higher interest potential for a modest investment period.

6-Month CD

Secure a brief yet impactful investment. It’s tailored for savers seeking flexibility and notable returns.

9-Month CD

Discover the middle ground investment, blending stability and medium-term growth.

12-Month CD

Build a solid foundation for your savings with a one-year term investment.

24-Month CD

Expand your investment horizon with our two-year CD, significantly enhancing your savings potential.

36-Month CD

This long-term savings option rewards patience and commitment, ideal for long-term savings growth.

New Omni Bank CD Account Overview

Minimum Opening Deposit
$10,000​
Interest
Earn fixed rates across CD terms of 3, 5, 6, 9, 12, 24, and 36 months1
Monthly Service Maintenance Fee
$0

Features & Benefits

Varied Term Options

Tailor your investment duration to suit your savings strategy.

Competitive Interest Rates

Benefit from high, fixed rates that maximize your investment.

Secure Online Banking

Manage your CD account with ease and security.

Guaranteed Returns

Enjoy the certainty of fixed returns on your investment.

Expert Financial Guidance

Receive personalized advice from your dedicated Relationship Banker.

Protected Deposits

Your deposits are FDIC-insured, safeguarding your funds up to the maximum allowable limit.

  1. We use the daily balance method to calculate interest. This method applies a daily periodic rate to the principal in the account each day. Once you open your account, you may not make any additional deposits into your account before maturity. An early withdrawal penalty will apply if you withdraw any or all the deposited funds before the maturity date. The fee imposed will equal 1 month of interest for CD term 6 months or less and will equal 3 months of interest for CD term more than 6 months on the amount withdrawn.

Effective July 1, 2024. For more detailed information, see Deposit Agreements and Disclosures and Deposit Rate Sheet. Products, services, interest rates and fees are subject to change. You may visit FDIC Electronic Deposit Insurance Estimator (EDIE) to find out how much your deposits are insured https://edie.fdic.gov/index.html.

Related Services

Personal Rewards Checking

Merge convenience with value by earning competitive interest rates on your transactional account.

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Personal Money Market

Benefit from higher interest rates with the flexibility to access your funds when you need them.

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Personal Super Savings

Boost your savings with competitive tiered interest rates, ensuring that your money works harder

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