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Portfolio Residential Mortgage
Portfolio Residential Mortgage
Mortgages tailored for newcomers, non-residents, and foreign nationals.
Explore our Portfolio Residential Mortgage program, tailored for newcomers in the U.S. and foreign nationals.
Ideal for purchasing or refinancing owner-occupied homes, second homes, and investment properties, our flexible approach caters to diverse financial situations, empowering individuals to achieve seamless homeownership.
Features & Benefits
Tailored for Residents and Non-Residents
Designed for new immigrants, international borrowers, non-permanent residents, and non-U.S. residents.
Flexible Income Criteria
Welcomes applicants with non-traditional income sources.
Inclusive Credit Consideration
Accepts applicants with limited or no credit history.
Multilingual Assistance Available
Multilingual mortgage specialists fluent in English, Mandarin, and Cantonese are available to assist you, even if you are currently outside of the U.S.
Streamlined Mortgage Processing
Streamlined and quick processing with dedicated mortgage specialists as your single point of contact from application to closing.
Loan Structure
Enjoy a high loan amount of up to $5,000,000, offering the flexibility to finance a diverse range of properties.
With a loan-to-value (LTV) ratio of up to 65%, you can secure financing while maintaining liquidity and retaining property equity.
One-year fixed, with a 10-year balloon payment.
“Our Portfolio Residential Mortgage has a proven track record of facilitating homeownership for both U.S. residents and foreigners since its launch in 2021.”
Get a Mortgage as a Resident or a Non-Resident
New Omni Bank has a rich history of assisting both U.S. and non-U.S. clients in financing primary and secondary homes and residential investment properties in the United States.
Contact our Mortgage Specialist today to learn more or start an application!
Mortgage Payment Calculator
Estimate your monthly payment quickly by using this convenient tool.1
- These calculators are for illustrative purposes only, offering a glimpse into potential payment scenarios based on inputs you provide. The default values are examples and should not replace financial advice. For advice tailored to your situation, consult a financial professional.
Related Services
Home Equity Line of Credit
Access up to $5 million with our HELOC program. Available to U.S. citizens, green card holders, and non-permanent resident aliens.
Auto Loans
Unlock your ride with our Auto Loan designed for newcomers in the U.S. and borrowers with limited credit history.
Personal CDs
Secure your future with our flexible, competitive, high-return Certificate of Deposit accounts.
Get in Touch.
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