New Omni

New to the U.S.

Personal Regular Savings

Personal Regular Savings

Secure high interest in your savings with immediate access.

Our Personal Regular Savings offers a direct path to grow your savings with competitive interest rates while ensuring your funds are always within reach. Embrace our approach to help you accumulate wealth.

What Does a Savings Account Do?

A Savings Account helps you save money securely while earning interest, allowing your funds to grow over time with easy access when needed.

Personal Regular Savings Account Overview

Minimum Opening Deposit
$1,000
Interest
Yes, if the daily balance is $1,000 or above
Monthly Maintenance Service Charge
$10 service charge
Waiving Monthly Maintenance Service Charge
Maintain a minimum average daily balance1 of $1,000 or CA Uniform Transfers to Minors Act accounts are waived
Check Writing
Not applicable
Transaction Limitation
Limit to 6 monthly withdrawals/ transfers2

Features & Benefits

Competitive Interest Rate

Benefit from attractive rates that grow your savings faster.

Personalized Savings Strategy

Receive custom advice from a dedicated Relationship Banker.

Accessible Starting Point

Open your account with a low minimum deposit.

Secure Online Banking

Manage your account safely, anytime, anywhere.

Automatic Savings Plan

Set up auto transfers from your checking account, making it simple to save consistently without any extra effort.

Protected Deposits

Your deposits are FDIC-insured, safeguarding your funds up to the maximum allowable limit.

  1. The Monthly Maintenance Charge will be waived if the accounts maintain an Average Daily Balance no less than the opening deposit amount. The Average Daily Balance is calculated by taking the aggregate daily account balance and dividing it by the number of calendar days in the statement cycle.
  2. Each Savings Account product is limited to a maximum combined total of six (6) withdrawals and transfer transactions (e.g., by check, ACH, telephone, internet) from an account per monthly statement cycle of at least a four (4) week period. This limitation does not apply to withdrawals made at a branch, by mail (by check payable and mailed to you), or by messenger. An Excess Transaction Fee of $10.00 will be accessed for each transaction that exceeds this limit. This excess transaction fee applies regardless of your account balance.

Effective July 1, 2024. For more detailed information, see Deposit Agreements and Disclosures and Deposit Rate Sheet. Products, services, interest rates and fees are subject to change. You may visit FDIC Electronic Deposit Insurance Estimator (EDIE) to find out how much your deposits are insured https://edie.fdic.gov/index.html.

Related Services

Personal Super Savings

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Personal Money Market

Benefit from higher interest rates with the flexibility to access your funds when you need them.

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Personal CDs

Secure your future with our flexible, competitive, high-return Certificate of Deposit accounts.

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